Merchant Cash Advances (MCA) – Ready Set Funds

How To Get a Merchant Cash Advance

Getting a Ready Set Funds merchant cash advance is really simple.

  1. Let Us Know About Your Business

    Answer a few simple questions about your business in our short online application and find out if you qualify for a Ready Set Funds merchant cash advance in just a few seconds!

  2. Review Your Options With One Of Our Merchant Cash Advance Specialists

    We’ll reach out to you and have you tell us your story to help us understand your small business. Then we’ll explain your funding options while answering any questions you may have during the merchant cash advance process.

  3. Submit Basic Financial Records

    To ensure we have all the information we need to get you the merchant cash advance that is the best fit for your company. Submitting your financial statements online to us is absolutely secure!

  4. Accept Final Offer and Business Loan Terms

    After a careful review of your loan application, our team will deliver a final customized offer with your business loan terms. Sign off and that’s it!

  5. Receive Funding

    Once you sign off on the terms your funds will be deposited into your bank account. Now it’s up to you to get growing!

How Much Is A Merchant Cash Advance?

Use our business loan calculator to get an estimated idea of what your monthly payment may be & what a business loan may cost.

Can I afford a merchant cash advance?

Merchant cash advances are advances that will be paid back upon each charge to your account. So take out a loan knowing exactly how much from each transaction you can afford to lose.

* The loan terms are figures shown in calculation results are example figures and subject to final lender approval.
1 Represents total cost of the loan including Total Interest Paid & Closing Fee
2 Assumes 4.99% closing fee against the approved loan amount. Closing fees may vary between 4.99% and 6.99%.

How much money do you need?


Select your approximate factor rate (1.35 avg)


Select from 3 to 18 months (6 avg)

6 months

Daily Payment*

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It’s free and won’t impact your credit score